Strategic Financial Innovations: Emerging Trends and Policies
Articles

A Study on Comparison about Working Capital Management of State Bank of India and Housing Development Finance Corporation Bank

PDF
  • Jeet Goswami,
  • Debraj Podder
Jeet Goswami
Assistant Professor, School of Management, Swami Vivekananda University, Kolkata, West Bengal
Debraj Podder
Masters in Business Administration, Swami Vivekananda University, Kolkata, West Bengal

Published 2025-11-29

Keywords

  • Working Capital,
  • Current Assets,
  • Current Liabilities,
  • Liquidity ratio

How to Cite

Goswami, Jeet, and Debraj Podder. “A Study on Comparison about Working Capital Management of State Bank of India and Housing Development Finance Corporation Bank”. Swami Vivekananda University Press, Nov. 2025, pp. 33-47, https://swamivivekanandauniversitypress.com/index.php/svup/article/view/111.
Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Abstract

Working capital management refers to managing a company’s short-term financial assets and liabilities. In simpler terms, it’s all about efficiently managing the day-to-day cash flow of a business to ensure smooth operations and maintain financial health. Working capital is a financial metric calculated as the difference between current assets and current liabilities. Efficient Working capital management helps balance current assets and Current liabilities, ensuring your business has the necessary resources to pay off its short-term debts. A Study On Comparison About Working Capital Management Of State Bank of India And Housing Development Finance Corporation Bank is analysed to know the Efficiency, Profitability and Liquidity ratio. The main purpose of this study is to know how these two financial institutions manage their short-term financial assets and liabilities to ensure smooth operations and financial stability.

DOI - https://doi.org/10.65525/SVUP.9788197589423.2025.33-47.

PDF